About Sardine
Sardine is a comprehensive AI-powered risk platform designed to detect and stop financial crime across the entire customer journey. It provides a unified infrastructure for fraud prevention, AML compliance, and automated risk decisioning. By integrating proprietary device intelligence with behavioral biometrics and data from over 40 enrichment providers, the platform helps organizations unmask high-risk users early—from the moment of account creation through to payment processing. The system is specifically built to handle modern, complex threats such as social engineering scams, authorized push payment (APP) fraud, and sophisticated account takeovers.
The platform operates through a multi-layered approach, starting with a proprietary SDK that captures device signals and behavioral biometrics (DIBB). These signals are then processed through a feature warehouse containing over 4,800 risk-based attributes. A standout feature of the platform is its suite of specialized AI Agents, including the KYC Onboarding Agent and Sanctions Screening Agent. These agents are designed to scale team capacity by automating manual review tasks, such as resolving cultural name mismatches or inconsistent date formats, while providing detailed audit logs and decision validation for compliance teams.
Sardine is primarily tailored for high-stakes financial environments, including leading banks, online retailers, and fintech companies like Coinbase, Revolut, and Novo. It is an ideal solution for compliance officers, fraud investigators, and engineering teams who need to consolidate siloed risk data into a single, real-time dashboard. Because the platform supports operations in over 150 countries and screens hundreds of billions in transaction volume, it is well-suited for global enterprises dealing with cross-border payments and complex international regulatory requirements.
What distinguishes Sardine from traditional risk vendors is its "offense-first" philosophy and the continuous monitoring of session behavior. Unlike static tools that rely on one-time database checks, Sardine analyzes subtle patterns like suspicious mouse movements or the use of remote access tools throughout a user's session. Additionally, its "True Piercing" technology helps uncover the actual identity, location, and IP address of fraudsters who attempt to use advanced obfuscation techniques like VPNs or emulators, providing a level of visibility that standard fraud detection tools often lack.
Sardine FAQs
What types of financial crime does Sardine help prevent?
Sardine is designed to detect and stop identity fraud, payment fraud, account takeovers (ATO), money laundering, and social engineering scams like authorized push payment (APP) fraud.
How do Sardine's AI Agents assist fraud teams?
AI Agents automate time-consuming manual tasks like resolving KYC mismatches, reviewing sanctions alerts, and preparing evidence packages for chargeback disputes to match processor requirements.
Can I integrate my own machine learning models into the platform?
Yes, Sardine provides a model garden infrastructure that allows you to train your own models via GCP or Snowflake and run them using their extensive feature warehouse.
What is 'True Piercing' technology?
True Piercing is an advanced detection feature that unmasks fraudsters using VPNs, emulators, or remote access tools to reveal their true identity, location, IP, and operating system.
Does the platform support global operations?
Sardine supports businesses in over 150 countries and integrates with over 40 data providers for phone, email, SSN, and banking data enrichment across the globe.
