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Mozaiq

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About

Mozaiq is an AI-powered mortgage automation platform that aims to lower origination costs and effortlessly scale mortgage processes. It offers an end-to-end suite of solutions, including processing, underwriting, closing & funding, and post-closing & shipping. The platform is designed to accelerate loan processing times, increase accuracy, and lower the cost of origination, enabling scale across the entire mortgage fulfillment lifecycle. Mozaiq boasts clients such as The Loan Store, Harbor One Mortgage, and Nova Home Loans. The company emphasizes rapid implementation (4-6 weeks), per-loan pricing, and expert management of the solution.

Platform
Web
Keywords
machine learningaiautomationunderwritingmortgage
Task
mortgage automation

Features

underwriting

asset review

credit review

appraisal review

income review

loan setup

document indexing

ai-powered mortgage automation

Job Opportunities

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Mozaiq

Senior Underwriting Support Specialist

AI-powered mortgage automation platform for lower costs and efficient scaling.

operationsonsiteGurgaon, INfull-time

Benefits:

  • Paid time off

  • Training programs

  • On-site and/or remote positions

Education Requirements:

  • Bachelor’s degree or equivalent

Experience Requirements:

  • 4+ years of underwriting experience

  • Experience in Encompass preferred

  • Highly organized, detail-oriented, and able to prioritize

  • Good communication skills (both verbal and written), strong data analysis skills, and high mathematical aptitude

  • Proficiency in Microsoft Office and automated underwriting systems

Other Requirements:

  • Willingness to work in any shift

Responsibilities:

  • Review and verify the loan against supporting documentation to ensure file is meeting agency and client overlays

  • Analyze loan risk and request additional information through conditions and third-party ordering as needed

  • Check loan eligibility decisions and the correctness of approving or rejecting applications

  • Verify, add, delete, or waive conditions as applicable in Encompass based on each pipeline/broker

  • Ensure compliance with regulatory standards, company policies, and guideline

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Junior Underwriting Support Specialist

AI-powered mortgage automation platform for lower costs and efficient scaling.

Benefits:

  • Paid time off

  • Training programs

  • On-site and/or remote positions

Education Requirements:

  • Bachelor’s degree or equivalent

Experience Requirements:

  • 2+ years of mortgage experience

  • Understanding of loan underwriting and processing procedures

  • Experience in Encompass preferred

  • Highly organized, detail-oriented, and able to prioritize

  • Good communication skills (both verbal and written), strong data analysis skills, and high mathematical aptitude

Other Requirements:

  • Willingness to work in any shift

Responsibilities:

  • Review document checklists to ensure completeness and accuracy

  • Perform loan setup and Indexing on the documents received

  • Request additional information through conditions and third-party ordering as needed

  • Understanding of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage procedures, processes

  • Ensure compliance with regulatory standards, company policies, and guideline

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Python Engineer

AI-powered mortgage automation platform for lower costs and efficient scaling.

Benefits:

  • Paid time off

  • Training programs

  • On-site and/or remote positions

Education Requirements:

  • Bachelor’s Degree in Computer Engineering, Computer Science or related field (or relevant professional certificate(s))

Experience Requirements:

  • 3+ years of relevant software engineering experience (using Python)

  • Excellent Python programming skills

  • A passion for building robust and reliable technology

  • A deep understanding of computer science fundamentals (data structures, algorithms, databases, etc.)

  • Knowledge of at least one Python web framework (such as Django, Flask, etc)

Responsibilities:

  • Design, build and roll out solutions that will optimize complex automation workflows

  • Integrate user-facing elements with server-side logic

  • Ensure code implements security best practices and data protection protocols

  • Understand and efficiently manipulate large datasets and have a strong understanding of data structures and algorithms

  • Design and optimize applications to ensure low-latency and high-availability

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