Digitap.AI

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About
Digitap.AI provides a suite of artificial intelligence and machine learning solutions tailored specifically for the Banking, Financial Services, and Insurance (BFSI) sector. The platform focuses on automating high-friction processes such as customer onboarding, risk management, and credit underwriting. By utilizing proprietary algorithms, the software helps financial institutions transition away from manual verification methods, aiming for 100% compliant digital workflows that handle significant data volumes with high accuracy and minimal processing time. The toolset is divided into several specialized modules designed for different stages of the customer lifecycle. The Onboarding Suite manages digital KYC through OCR-based document validation and video-based identity verification to ensure secure remote entry. For credit assessment, the Alternate Data Suite analyzes non-traditional sources like bank statements, device data, and e-commerce history to generate customized risk scorecards. Additionally, as a certified Technical Service Provider (TSP), Digitap offers an Account Aggregator module that enables institutions to pull and analyze financial data directly for precise underwriting. This platform is intended for fintech firms, digital lenders, and established financial institutions that need to scale customer acquisition without increasing operational overhead. It is particularly suited for organizations operating in the Indian financial market, given its focus on local regulatory compliance and integration with national account aggregator frameworks. The solution is delivered primarily through APIs and SDKs, allowing for integration into existing mobile or web applications with the help of a dedicated launch team. A key differentiator for Digitap is its reliance on Big Data and machine learning for predictive analytics rather than simple rule-based systems. It provides variables derived from telecom and social media data to evaluate thin-file customers who may lack traditional credit histories. The platform's ability to handle over 30 million API hits per month demonstrates its capacity for enterprise-level scaling, while its modular architecture allows businesses to pick and choose specific APIs that fit their current infrastructure.
Pros & Cons
Handles high-volume operations with a capacity exceeding 30 million API hits monthly.
Certified Technical Service Provider status ensures regulatory compliance for account aggregation.
Provides granular risk evaluation by analyzing e-commerce, telecom, and device-level data.
Offers dedicated project management support for faster technical integration and product launch.
Includes specialized modules for OCR and Video KYC to streamline remote customer identification.
Public pricing is not disclosed on the website, requiring a demo request for cost details.
Tool is highly specialized for the BFSI sector, limiting its use in unrelated industries.
Implementation requires technical resources to integrate various APIs and SDKs into existing stacks.
Use Cases
Digital lending startups can automate the entire loan lifecycle from KYC to credit scoring using bank statement analysis.
Fintech product managers can integrate the Expense Manager SDK to offer personalized financial insights and cross-sell products.
Traditional banks can implement Video KYC to conduct remote customer due diligence while maintaining regulatory compliance.
Risk officers can utilize customized scorecards based on telecom and device data to evaluate thin-file borrowers.
Financial institutions can use the Account Aggregator module to securely pull verified financial information for underwriting.
Platform
Task
Features
• bank statement analysis
• customized risk scorecards
• expense management sdk
• account aggregator fiu module
• alternate data credit scoring
• video kyc verification
• ocr document validation
• digital kyc onboarding
FAQs
What is included in the Digitap Onboarding Suite?
The suite provides end-to-end APIs for digital customer onboarding, including OCR for document verification and Video KYC. It is designed to be 100% compliant with financial regulations and works with various government-issued identification documents.
Can Digitap help evaluate customers with no credit history?
Yes, the Alternate Data Suite uses proprietary machine learning algorithms to assess creditworthiness based on non-traditional sources. It analyzes data from bank statements, device usage, e-commerce, and social media to create customized scorecards.
Is Digitap compatible with the Account Aggregator framework?
Digitap is a certified Technical Service Provider (TSP) that provides a Financial Information User (FIU) module. This allows for seamless integration with all major Account Aggregators to retrieve necessary variables for underwriting.
How long does it take to integrate Digitap's APIs?
The solution is designed as a plug-in API that allows for fast processing and integration. Digitap provides a dedicated project team to assist clients through the implementation journey to ensure a smooth launch.
Does Digitap provide an expense management tool?
Yes, Digitap offers an Expense Manager SDK that allows clients to access and analyze customer expenses. This tool provides personalized and contextualized insights that help businesses cross-sell relevant financial products.
Pricing Plans
Enterprise
Unknown Price• API access
• Onboarding Suite
• Video KYC
• Alternate Data Suite
• Risk Scorecards
• Account Aggregator TSP
• Dedicated Support
• Custom Integrations
Job Opportunities
Account Manager - Bangalore
Streamline customer onboarding and automate risk management for BFSI and Fintech firms using AI-driven identity verification and alternate data credit scoring.
Education Requirements:
UG: Any Graduate
PG: Any Postgraduate
Experience Requirements:
4-6 years professional experience in Account Management
Other Requirements:
Familiarity with the banking and financial services industry
Proficient in Excel, MS Word, and PowerPoint
Excellent verbal and written English communication skills
Responsibilities:
Build, manage, and expand strategic accounts within your portfolio
Develop long-term relationships with clients by mapping organizational hierarchies
Identify and close new sales opportunities
Develop and nurture relationships with key decision-makers (CXOs, BU Heads, Product Heads)
Collaborate with front-end teams and business support functions for training programs
Show more details
Account Manager - Delhi
Streamline customer onboarding and automate risk management for BFSI and Fintech firms using AI-driven identity verification and alternate data credit scoring.
Education Requirements:
UG: Any Graduate
PG: Any Postgraduate
Experience Requirements:
4-6 years professional experience in Account Management
Other Requirements:
Familiarity with the banking and financial services industry
Proficient in Excel, MS Word, and PowerPoint
Excellent verbal and written English communication skills
Responsibilities:
Build, manage, and expand strategic accounts within your portfolio
Develop long-term relationships with clients by mapping organizational hierarchies
Identify and close new sales opportunities
Develop and nurture relationships with key decision-makers (CXOs, BU Heads, Product Heads)
Collaborate with front-end teams and business support functions for training programs
Show more details
Customer Success Specialist - Mumbai
Streamline customer onboarding and automate risk management for BFSI and Fintech firms using AI-driven identity verification and alternate data credit scoring.
Education Requirements:
Any Graduate / Postgraduate
Experience Requirements:
3–7 years of experience in Customer Success, Account Management, or Solution Consulting
Hands-on experience working with Banks, Insurance companies, NBFCs, and Fintech clients
Other Requirements:
Strong knowledge of SaaS, API-led solutions, digital KYC, fraud tech
Hands-on experience with API testing tools (Postman, REST Assured)
Understanding of REST APIs and SOAP services
Excellent communication, presentation, negotiation, and relationship management
Responsibilities:
Drive client adoption of Digitap’s SaaS products and ensure smooth onboarding
Educate and onboard clients, conduct POCs, and ensure smooth implementation
Act as the primary point of contact for queries, escalations, and integrations
Identify upsell/cross-sell opportunities across KYC, AML, Fraud, and Risk APIs
Monitor client KPIs and product usage to recommend improvements
Show more details
Ratings & Reviews
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