Empower financial institutions to increase loan approvals and reduce risk with an AI-driven credit decisioning platform focused on inclusive, automated lending.

Charm Solutions

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credit decisioning

Streamline SMB lending decisions with AI-powered scoring models that transform financial data into actionable insights for faster, safer, and more profitable results.

Fintern

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Web

credit decisioning

Access more affordable credit by leveraging AI and Open Banking to analyze real-time financial data, moving beyond the limits of traditional credit scores.