Pagaya favicon

Pagaya

Pagaya screenshot
Click to visit website
Feature this AI

About

Pagaya uses an AI network to analyze customer applications for credit and other financial products, enabling its partners to approve more loans without taking on undue risk. Its AI combines credit evaluation with risk assumption, facilitated by connections with investors. This results in increased conversions and a more efficient lending process. Pagaya partners with a wide range of financial institutions, including banks, credit card networks, auto lenders, and fintech companies.

Platform
Web
Keywords
aifintechrisk assessmentlendingcredit analysis
Task
credit analysis

Features

risk prediction

api connectivity

increased credit approvals

real-time decisions

ai-powered credit analysis

FAQs

How does Pagaya's AI tool work?

We help our partners grow smarter (and faster) by analyzing customer applications using our AI network. This leads to more credit approvals without undue risk, boosting conversions and enabling partners to say yes to more great customers.

What's unique about Pagaya's AI?

Our AI network combines two powerful features: 1. AI-powered evaluation of credit and other assets. 2. Assumption of risk for assets approved via our AI network, facilitated by connections with investors who purchase those assets.

How does Pagaya benefit lending businesses?

Partnering with Pagaya allows you to approve more loans, acquire more loyal customers, and grow relationships over time, all while maintaining your lending criteria and without taking on incremental risk or needing extra funding. This leads to higher revenues and greater ROI.

Job Opportunities

There are currently no job postings for this AI tool.

Explore AI Career Opportunities

Social Media

Ratings & Reviews

No ratings available yet. Be the first to rate this tool!

Alternatives

Fintern favicon
Fintern

Fintern uses AI and Open Banking to provide fairer and more accurate credit decisions and affordable loans, reducing default rates and expanding access to finance.

View Details
QUASH favicon
QUASH

QUASH is a CREDVERTISING platform that helps lenders identify reliable borrowers using alternative data and customizable credit rules, increasing lending acceptance and portfolio performance.

View Details

Featured Tools

Songmeaning favicon
Songmeaning

Songmeaning uses AI to reveal the stories and meanings behind song lyrics. It offers lyric translation and AI music generation.

View Details
Whisper Notes favicon
Whisper Notes

Offline AI speech-to-text transcription app using Whisper AI. Supports 80+ languages, audio file import, and offers lifetime access with a one-time purchase. Available for iOS and macOS.

View Details
GitGab favicon
GitGab

Connects Github repos and local files to AI models (ChatGPT, Claude, Gemini) for coding tasks like implementing features, finding bugs, writing docs, and optimization.

View Details
nuptials.ai favicon
nuptials.ai

nuptials.ai is an AI wedding planning partner, offering timeline planning, budget optimization, vendor matching, and a 24/7 planning assistant to help plan your perfect day.

View Details
Make-A-Craft favicon
Make-A-Craft

Make-A-Craft helps you discover craft ideas tailored to your child's age and interests, using materials you already have at home.

View Details
Pixelfox AI favicon
Pixelfox AI

Free online AI photo editor with comprehensive tools for image, face/body, and text. Features include background/object removal, upscaling, face swap, and AI image generation. No sign-up needed, unlimited use for free, fast results.

View Details
Smart Cookie Trivia favicon
Smart Cookie Trivia

Smart Cookie Trivia is a platform offering a wide variety of trivia questions across numerous categories to help users play trivia, explore different topics, and expand their knowledge.

View Details
Code2Docs favicon
Code2Docs

AI-powered code documentation generator. Integrates with GitHub. Automates creation of usage guides, API docs, and testing instructions.

View Details